Still building needs analyses
in spreadsheets?

NeedsAnalysis_Smith_FINAL_v7(2).xlsx
A
B
C
D
1
Debts
180,000
Income
90,000
2
Final exp.
25,000
x10
900,000
3
Existing
??
Need
1,105,000
fincloud

Meet FNA Pro.

Financial needs analysis, finally effortless.

Step 1

Enter the household once.

Names, income and family details feed every calculation and the final report.

Household
Income
Step 2

See the gap.
Show the gap.

Life, critical illness and disability needs, with Essential, Recommended and Best coverage tiers.

Life Insurance Coverage Calculator
LifeCritical IllnessDisability
Essential$0
Recommended$0
Best$0
Pay off debts (Mortgage + Vehicle + Liabilities)
$ 180,000
Income replacement (10× yearly income)
$ 900,000
Final expenses
$ 25,000
Step 3

Know when they can retire.

The FIN# shows the savings needed at retirement, with CPP and OAS built in.

Savings Needed at Retirement (FIN#)
Income needs will increase with inflation over time · Combined household pension used
Target Retirement Age 62$0
Later Retirement Age 65$0
Financial Independence Number and the information contained herein is based on certain assumptions and is for illustration purposes only.
Step 4

The whole picture on one dashboard.

Budget numbers and every expense category, right alongside the needs analysis.

BudgetGo to Budget →
Net Income$0/mo
Savings$0/mo
Expenses$0/mo
Left Over$0/mo
Monthly Expenses by Category
Housing$2,450
Debt Repayment$1,150
Food$1,120
Transportation$890
Recreation$740
Education$620
Step 5

One click.
A professional PDF.

Choose the sections, then export a draft or final report.

Cover pageNeeds analysisDisclosure & signatures
Export PDF Report Settings
Cover Page
Presented By
Goals
Household
Income
Needs Analysis
FIN# Calc
Budget
Consent Form
Agent Disclosure
Signatures
Recommendations
Generate ReportExport DraftExport Final
FINANCIAL NEEDS
ANALYSIS
Alex & Jordan Morgan
Presented by
ALEX MORGAN, CFP
Prepared for your family
Life Insurance Coverage
ESSENTIAL
$205K
RECOMMENDED
$1.1M
BEST
$1.3M
FIN# Savings Needed
Agent Disclosure Form
Client signature
Agent signature
PDF ready to export
FNA Pro  by Fincloud

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